<?php
include "header_process.php";
?>
<!DOCTYPE html>
<html lang="zxx">

<head>
    <meta charset="utf-8">
    <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">

    <link rel="stylesheet" href="assets/css/swiper-bundle.min.css">
    <link rel="stylesheet" href="assets/css/scrollCue.css">
    <link rel="stylesheet" href="assets/css/tabler-icons.min.css">
    <link rel="stylesheet" href="assets/css/britti-sans-trial.css">
    <link rel="stylesheet" href="assets/css/style.css">

     <?php if (!empty($favicon)): ?>
      <link rel="icon" href="<?= htmlspecialchars($favicon); ?>" type="image/<?= pathinfo($favicon, PATHINFO_EXTENSION); ?>">
    <?php endif; ?>
    <title><?= htmlspecialchars($bank_name) ?> - Mortgages, Bank Accounts, Savings, Loans & Investments</title>

    <style>
        :root {
            --primary-color: #004d9b !important;
            --secondary-color: #0d3990 !important;
            --dark-bg-color: #001a3a !important;
            --accent-color: #ffffff !important;
            --form-bg-color: #002f6c !important;
            --light-bg: #f5f7fa !important;
        }

        /* ===== GLOBAL OVERRIDES WITH !important ===== */

        /* Dark Backgrounds */
        .bg-dark-div, .navbar, .footer-area, .pay-support-area, .countries-area {
            background-color: var(--dark-bg-color) !important;
        }

        /* Primary Buttons */
        .default-btn {
            background-color: #004d9b !important;
            border-color: #004d9b !important;
            color: #ffffff !important;
            border-radius: 50px !important;
            padding: 14px 32px !important;
            font-weight: 600 !important;
            transition: all 0.3s ease !important;
        }

        .default-btn:hover {
            background-color: #0d3990 !important;
            border-color: #0d3990 !important;
            color: #ffffff !important;
            transform: translateY(-2px) !important;
            box-shadow: 0 4px 15px rgba(0, 77, 155, 0.4) !important;
        }

        .default-btn.active {
            background-color: #ffffff !important;
            border-color: #ffffff !important;
            color: #004d9b !important;
            font-weight: 700 !important;
        }

        .default-btn.active:hover {
            background-color: #e8f0fe !important;
            border-color: #e8f0fe !important;
            color: #0d3990 !important;
        }

        .default-btn.border-btn {
            background-color: transparent !important;
            border: 2px solid #ffffff !important;
            color: #ffffff !important;
        }

        .default-btn.border-btn:hover {
            background-color: #ffffff !important;
            color: #004d9b !important;
        }

        /* Form Backgrounds */
        .transfer-money-form.bg-dark-div2 {
            background-color: #ffffff !important;
            border: none !important;
            border-radius: 16px !important;
            box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15) !important;
        }

        .transfer-money-form .form-control {
            background-color: #f0f4f8 !important;
            border: 1px solid #d0dbe8 !important;
            color: #1a1a2e !important;
            border-radius: 10px !important;
        }

        .transfer-money-form .form-control::placeholder {
            color: #6b7c93 !important;
        }

        .transfer-money-form .title,
        .transfer-money-form span.title {
            color: #1a1a2e !important;
            font-weight: 600 !important;
        }

        .transfer-money-form .info-list li span,
        .transfer-money-form .info-list li .text-white {
            color: #333333 !important;
        }

        .transfer-money-form .notification {
            color: #004d9b !important;
        }

        .transfer-money-form .info-list li i {
            color: #004d9b !important;
        }

        /* Accents & Icons */
        .text-warning2, .ti-star-filled {
            color: #ffc107 !important;
        }

        .icon {
            background-color: rgba(0, 77, 155, 0.08) !important;
        }

        .features-single-item2 .icon span {
            color: #004d9b !important;
        }

        /* Links */
        .nav-link.active, .nav-link:hover {
            color: #ffffff !important;
        }

        /* Mobile Menu */
        .mobile-navbar .offcanvas-body {
            background-color: #ffffff !important;
        }
        .mobile-menu-list.active a {
            color: #004d9b !important;
        }

        /* Dropdowns */
        .dropdown-menu {
            background-color: #ffffff !important;
            border: 1px solid #d0dbe8 !important;
            border-radius: 10px !important;
        }
        .dropdown-item:hover {
            background-color: #e8f0fe !important;
        }
        .dropdown-item span {
            color: #1a1a2e !important;
        }

        /* Titles Underlines */
        .main-title .under-line {
            background-image: linear-gradient(to top, #004d9b 25%, rgba(255, 255, 255, 0) 40%) !important;
        }

        /* Top titles */
        .top-title {
            color: #004d9b !important;
        }

        /* Fun fact numbers */
        .fun-fact-single-item h2 {
            color: #004d9b !important;
        }

        /* Why choose us checks */
        .why-choose-us-item-two .flex-shrink-0 i {
            background-color: #004d9b !important;
        }

        /* Back to top */
        #backtotop {
            background-color: #004d9b !important;
        }

        /* ===== HERO SECTION - HALIFAX STYLE ===== */
        .hero-banking {
            position: relative !important;
            min-height: 600px !important;
            overflow: hidden !important;
            display: flex !important;
            align-items: center !important;
        }

        .hero-banking .hero-bg-image {
            position: absolute !important;
            top: 0 !important;
            left: 0 !important;
            width: 100% !important;
            height: 100% !important;
            object-fit: cover !important;
            object-position: center right !important;
            z-index: 1 !important;
        }

        .hero-banking .hero-overlay {
            position: absolute !important;
            top: 0 !important;
            left: 0 !important;
            width: 100% !important;
            height: 100% !important;
            background: linear-gradient(to right, rgba(0, 26, 58, 0.92) 0%, rgba(0, 26, 58, 0.85) 35%, rgba(0, 26, 58, 0.5) 60%, rgba(0, 26, 58, 0.1) 80%, transparent 100%) !important;
            z-index: 2 !important;
        }

        .hero-banking .hero-content-wrapper {
            position: relative !important;
            z-index: 3 !important;
            width: 100% !important;
            padding: 80px 0 !important;
        }

        .hero-banking .hero-text {
            max-width: 600px !important;
        }

        .hero-banking .hero-text h1 {
            font-size: 3.2rem !important;
            font-weight: 800 !important;
            color: #ffffff !important;
            line-height: 1.15 !important;
            margin-bottom: 20px !important;
        }

        .hero-banking .hero-text p {
            font-size: 1.15rem !important;
            color: rgba(255, 255, 255, 0.9) !important;
            line-height: 1.7 !important;
            margin-bottom: 30px !important;
            max-width: 500px !important;
        }

        .hero-banking .hero-cta-btn {
            display: inline-block !important;
            background-color: #ffffff !important;
            color: #004d9b !important;
            padding: 16px 36px !important;
            border-radius: 50px !important;
            font-size: 1.05rem !important;
            font-weight: 700 !important;
            text-decoration: none !important;
            transition: all 0.3s ease !important;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15) !important;
        }

        .hero-banking .hero-cta-btn:hover {
            background-color: #e8f0fe !important;
            transform: translateY(-2px) !important;
            box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2) !important;
        }

        .hero-banking .hero-disclaimer {
            margin-top: 24px !important;
            font-size: 0.85rem !important;
            color: rgba(255, 255, 255, 0.7) !important;
            max-width: 500px !important;
        }

        /* ===== SERVICES CARDS ===== */
        .banking-services-area {
            background-color: #f5f7fa !important;
            padding: 100px 0 !important;
        }

        .service-card {
            background: #ffffff !important;
            border-radius: 16px !important;
            padding: 35px 30px !important;
            height: 100% !important;
            transition: all 0.3s ease !important;
            border: 1px solid #e8edf3 !important;
        }

        .service-card:hover {
            transform: translateY(-8px) !important;
            box-shadow: 0 15px 40px rgba(0, 77, 155, 0.12) !important;
            border-color: #004d9b !important;
        }

        .service-card .service-icon {
            width: 64px !important;
            height: 64px !important;
            border-radius: 14px !important;
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            display: flex !important;
            align-items: center !important;
            justify-content: center !important;
            margin-bottom: 20px !important;
        }

        .service-card .service-icon i {
            font-size: 28px !important;
            color: #ffffff !important;
        }

        .service-card h3 {
            font-size: 1.25rem !important;
            font-weight: 700 !important;
            color: #1a1a2e !important;
            margin-bottom: 12px !important;
        }

        .service-card p {
            color: #5a6a7e !important;
            font-size: 0.95rem !important;
            line-height: 1.65 !important;
        }

        /* ===== QUICK ACCESS BANKING BAR ===== */
        .quick-banking-bar {
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            padding: 0 !important;
            margin-top: -1px !important;
        }

        .quick-banking-item {
            padding: 28px 20px !important;
            text-align: center !important;
            border-right: 1px solid rgba(255, 255, 255, 0.15) !important;
            transition: background 0.3s ease !important;
        }

        .quick-banking-item:last-child {
            border-right: none !important;
        }

        .quick-banking-item:hover {
            background: rgba(255, 255, 255, 0.1) !important;
        }

        .quick-banking-item i {
            font-size: 28px !important;
            color: #ffffff !important;
            margin-bottom: 8px !important;
            display: block !important;
        }

        .quick-banking-item span {
            color: #ffffff !important;
            font-size: 0.9rem !important;
            font-weight: 600 !important;
        }

        .quick-banking-item a {
            text-decoration: none !important;
            color: #ffffff !important;
        }

        /* ===== ABOUT SECTION ===== */
        .about-area .about-content2 .about-single-info .icon {
            background-color: rgba(0, 77, 155, 0.08) !important;
        }

        /* ===== CALCULATOR SECTION ===== */
        .calculator-section {
            background-color: #ffffff !important;
            padding: 100px 0 !important;
        }

        .calc-card {
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            border-radius: 16px !important;
            padding: 40px !important;
            color: #ffffff !important;
        }

        .calc-card h3 {
            color: #ffffff !important;
            font-weight: 700 !important;
            margin-bottom: 8px !important;
        }

        .calc-card p {
            color: rgba(255, 255, 255, 0.8) !important;
            margin-bottom: 24px !important;
        }

        .calc-card .calc-btn {
            display: inline-block !important;
            background: #ffffff !important;
            color: #004d9b !important;
            padding: 12px 28px !important;
            border-radius: 50px !important;
            font-weight: 600 !important;
            text-decoration: none !important;
            transition: all 0.3s ease !important;
        }

        .calc-card .calc-btn:hover {
            background: #e8f0fe !important;
            transform: translateY(-2px) !important;
        }

        /* ===== NAVBAR ===== */
        .navbar {
            background-color: #001a3a !important;
        }

        .navbar .nav-link {
            color: rgba(255, 255, 255, 0.85) !important;
        }

        .navbar .nav-link:hover,
        .navbar .nav-link.active {
            color: #ffffff !important;
        }

        /* ===== FEATURES AREA ===== */
        .features-area-two {
            background-color: #f5f7fa !important;
            background-image: none !important;
        }

        .features-single-item2 {
            background: #ffffff !important;
            border-radius: 16px !important;
            border: 1px solid #e8edf3 !important;
        }

        .features-single-item2:hover {
            box-shadow: 0 10px 30px rgba(0, 77, 155, 0.1) !important;
        }

        .features-single-item2 .step {
            color: #004d9b !important;
            font-weight: 700 !important;
        }

        /* ===== WHY CHOOSE US ===== */
        .why-choose-us-area {
            background-image: none !important;
            background-color: #ffffff !important;
        }

        /* ===== TESTIMONIALS ===== */
        .testimonials-area-two {
            background-image: none !important;
            background-color: #f5f7fa !important;
        }

        .testimonials-single-item-two .ti-star-filled {
            color: #ffc107 !important;
        }

        /* ===== FOOTER ===== */
        .footer-area {
            background-color: #001a3a !important;
        }

        .footer-single-widget h3 {
            color: #ffffff !important;
        }

        .footer-single-widget p,
        .footer-single-widget a {
            color: rgba(255, 255, 255, 0.75) !important;
        }

        .footer-single-widget a:hover {
            color: #ffffff !important;
        }

        /* ===== CTA SECTION ===== */
        .contact-us-area .bg-img {
            background-image: none !important;
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
        }

        .contact-us-area .top-title {
            color: rgba(255, 255, 255, 0.8) !important;
        }

        .contact-us-area .main-title {
            color: #ffffff !important;
        }

        .contact-us-area .main-title .under-line {
            background-image: linear-gradient(to top, rgba(255, 255, 255, 0.4) 25%, rgba(255, 255, 255, 0) 40%) !important;
        }

        /* ===== PARTNER AREA ===== */
        .partner-area {
            background-color: #001a3a !important;
        }

        .partner-title {
            color: rgba(255, 255, 255, 0.7) !important;
        }

        /* ===== COUNTRIES / PRODUCTS AREA ===== */
        .countries-area {
            background-color: #001a3a !important;
        }

        .countries-item {
            border-color: rgba(255, 255, 255, 0.1) !important;
        }

        /* ===== PAY SUPPORT ===== */
        .pay-support-area {
            background-color: #001a3a !important;
        }

        .subscribe-wrap {
            border-color: rgba(255, 255, 255, 0.1) !important;
        }

        /* ===== RESPONSIVE ===== */
        @media (max-width: 1199px) {
            .hero-banking .hero-text h1 {
                font-size: 2.6rem !important;
            }
        }

        @media (max-width: 991px) {
            .hero-banking {
                min-height: 500px !important;
            }

            .hero-banking .hero-text h1 {
                font-size: 2.2rem !important;
            }

            .hero-banking .hero-text p {
                font-size: 1rem !important;
            }

            .hero-banking .hero-overlay {
                background: linear-gradient(to right, rgba(0, 26, 58, 0.95) 0%, rgba(0, 26, 58, 0.88) 50%, rgba(0, 26, 58, 0.6) 75%, rgba(0, 26, 58, 0.3) 100%) !important;
            }

            .quick-banking-item {
                border-right: none !important;
                border-bottom: 1px solid rgba(255, 255, 255, 0.15) !important;
                padding: 20px 15px !important;
            }

            .banking-services-area {
                padding: 70px 0 !important;
            }

            .calculator-section {
                padding: 70px 0 !important;
            }
        }

        @media (max-width: 767px) {
            .hero-banking {
                min-height: 450px !important;
            }

            .hero-banking .hero-text h1 {
                font-size: 1.85rem !important;
            }

            .hero-banking .hero-text p {
                font-size: 0.95rem !important;
                margin-bottom: 24px !important;
            }

            .hero-banking .hero-cta-btn {
                padding: 14px 28px !important;
                font-size: 0.95rem !important;
            }

            .hero-banking .hero-content-wrapper {
                padding: 60px 0 !important;
            }

            .hero-banking .hero-overlay {
                background: rgba(0, 26, 58, 0.82) !important;
            }

            .calc-card {
                padding: 28px 22px !important;
            }

            .service-card {
                padding: 28px 22px !important;
            }
        }

        @media (max-width: 575px) {
            .hero-banking .hero-text h1 {
                font-size: 1.6rem !important;
            }

            .hero-banking .hero-content-wrapper {
                padding: 50px 0 !important;
            }

            .quick-banking-item {
                padding: 16px 10px !important;
            }

            .quick-banking-item i {
                font-size: 22px !important;
            }

            .quick-banking-item span {
                font-size: 0.8rem !important;
            }
        }
    </style>
</head>

<body>
    <div id="preloader">
        <div class="preloader">
            <img src="<?= htmlspecialchars($brand_logo) ?>" alt="preloader">
        </div>
    </div>

    <!-- ===== NAVBAR ===== -->
    <nav class="navbar navbar-expand-lg bg-dark-div style-two position-sticky top-0" id="navbar">
        <div class="container mw-1690">
            <div class="d-flex align-items-center">
                <a class="navbar-brand me-100" href="index.php">
                    <img src="<?= htmlspecialchars($brand_logo) ?>" width="100" height="100" class="main-logo" alt="logo">
                    <img src="<?= htmlspecialchars($brand_logo) ?>" width="100" height="100" class="white-logo d-none" alt="white-logo">
                </a>
            </div>

            <div class="collapse navbar-collapse" id="navbarSupportedContent">
                <ul class="navbar-nav">
                    <li class="nav-item">
                        <a class="nav-link active" href="index.php">Home</a>
                    </li>
                    <li class="nav-item">
                        <a class="nav-link" href="about-us.php">About Us</a>
                    </li>
                    <li class="nav-item">
                        <a class="nav-link" href="services.php">Services</a>
                    </li>
                    <li class="nav-item">
                        <a class="nav-link" href="contact-us.php">Contact Us</a>
                    </li>
                </ul>
            </div>

            <div class="others-options style-two d-flex align-items-center">
                <div class="gap-40 d-flex">
                    <a href="customer/login.php" class="text-decoration-none text-white">Login</a>
                </div>
                <a href="customer/register.php" class="default-btn active d-none d-sm-inline-block shadow-none border-0">
                    <div class="d-flex align-items-center gap-10">Register</div>
                </a>

                <a class="navbar-toggler" data-bs-toggle="offcanvas" href="#offcanvasExample" role="button" aria-controls="offcanvasExample">
                    <span class="burger-menu">
                        <span class="top-bar"></span>
                        <span class="middle-bar"></span>
                        <span class="bottom-bar"></span>
                    </span>
                </a>
            </div>
        </div>
    </nav>

    <!-- ===== MOBILE MENU ===== -->
    <div class="mobile-navbar offcanvas offcanvas-end border-0" tabindex="-1" id="offcanvasExample">
        <div class="offcanvas-header">
            <div>
                <a href="index.php" class="logo d-inline-block">
                    <img src="<?= htmlspecialchars($brand_logo) ?>" alt="logo">
                </a>
                <a href="index.php" class="logo d-none">
                    <img src="<?= htmlspecialchars($brand_logo) ?>" width="100" height="100" alt="logo">
                </a>
            </div>
            <button type="button" class="btn-close opacity-1" data-bs-dismiss="offcanvas" aria-label="Close">
                <i class="ti ti-x"></i>
            </button>
        </div>
        <div class="offcanvas-body">
            <ul class="mobile-menu">
                <li class="mobile-menu-list active"><a href="index.php">Home</a></li>
                <li class="mobile-menu-list without-icon border-bottom"><a href="about-us.php" class="nav-link">About Us</a></li>
                <li class="mobile-menu-list active"><a href="services.php">Services</a></li>
                <li class="mobile-menu-list without-icon border-bottom"><a href="contact-us.php" class="nav-link">Contact Us</a></li>
                <li class="mobile-menu-list without-icon border-bottom"><a href="customer/login.php" class="nav-link">Login</a></li>
                <li class="mobile-menu-list without-icon border-bottom"><a href="customer/register.php" class="nav-link">Register</a></li>
            </ul>
        </div>
    </div>

    <!-- ===== HERO SECTION - HALIFAX STYLE ===== -->
    <section class="hero-banking">
        <img src="assets/images/hero.jpg" alt="Banking hero" class="hero-bg-image">
        <div class="hero-overlay"></div>
        <div class="hero-content-wrapper">
            <div class="container mw-1690">
                <div class="row">
                    <div class="col-lg-7 col-xl-6">
                        <div class="hero-text" data-cues="slideInUp" data-group="images" data-duration="900">
                            <h1>Start your banking journey with <?= htmlspecialchars($bank_name) ?></h1>
                            <p>Open your account online today and manage your finances from start to finish with your very own personal banking dashboard.</p>
                            <a href="customer/register.php" class="hero-cta-btn">Open an account today</a>
                            <p class="hero-disclaimer">Your funds are protected. Terms and conditions apply.</p>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </section>

    <!-- ===== QUICK BANKING BAR ===== -->
    <div class="quick-banking-bar">
        <div class="container mw-1690">
            <div class="row g-0">
                <div class="col-6 col-md-3">
                    <a href="customer/login.php" class="text-decoration-none">
                        <div class="quick-banking-item">
                            <i class="ti ti-building-bank"></i>
                            <span>Bank Accounts</span>
                        </div>
                    </a>
                </div>
                <div class="col-6 col-md-3">
                    <a href="services.php" class="text-decoration-none">
                        <div class="quick-banking-item">
                            <i class="ti ti-home-dollar"></i>
                            <span>Mortgages</span>
                        </div>
                    </a>
                </div>
                <div class="col-6 col-md-3">
                    <a href="services.php" class="text-decoration-none">
                        <div class="quick-banking-item">
                            <i class="ti ti-piggy-bank"></i>
                            <span>Savings</span>
                        </div>
                    </a>
                </div>
                <div class="col-6 col-md-3">
                    <a href="services.php" class="text-decoration-none">
                        <div class="quick-banking-item">
                            <i class="ti ti-credit-card"></i>
                            <span>Loans & Credit</span>
                        </div>
                    </a>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== BANKING SERVICES ===== -->
    <div class="banking-services-area">
        <div class="container mw-1690">
            <div class="text-center mb-5" data-cues="slideInUp" data-duration="900">
                <span class="top-title">Our Services</span>
                <h2 class="main-title mx-auto">Everything You Need To <span class="under-line">Manage</span> Your Money</h2>
            </div>
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-lg-3 col-md-6">
                    <div class="service-card">
                        <div class="service-icon">
                            <i class="ti ti-wallet"></i>
                        </div>
                        <h3>Current Accounts</h3>
                        <p>Everyday banking made simple. Enjoy fee-free transactions, instant notifications, and seamless online banking access.</p>
                    </div>
                </div>
                <div class="col-lg-3 col-md-6">
                    <div class="service-card">
                        <div class="service-icon">
                            <i class="ti ti-piggy-bank"></i>
                        </div>
                        <h3>Savings Accounts</h3>
                        <p>Grow your money with competitive interest rates. Choose from instant access, fixed-term, or regular saver accounts.</p>
                    </div>
                </div>
                <div class="col-lg-3 col-md-6">
                    <div class="service-card">
                        <div class="service-icon">
                            <i class="ti ti-home-dollar"></i>
                        </div>
                        <h3>Mortgages</h3>
                        <p>Find the right mortgage for your dream home. Competitive rates for first-time buyers, movers, and remortgages.</p>
                    </div>
                </div>
                <div class="col-lg-3 col-md-6">
                    <div class="service-card">
                        <div class="service-icon">
                            <i class="ti ti-credit-card"></i>
                        </div>
                        <h3>Loans & Credit</h3>
                        <p>Personal loans with transparent rates and flexible repayment terms. Borrow what you need with no hidden charges.</p>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== HOW IT WORKS ===== -->
    <div class="features-area-two ptb-120">
        <div class="container mw-1690">
            <div class="row g-4">
                <div class="col-xl-4">
                    <div class="features-content" data-cues="slideInUp" data-duration="900">
                        <span class="top-title">Getting Started</span>
                        <h2 class="main-title mw-100">Open Your Account And <span class="under-line">Start</span> Banking In Minutes</h2>
                        <p>Managing your money has never been easier, faster, or more secure. Our banking service is designed around you.</p>
                        <a href="customer/register.php" class="default-btn shadow-none border-0 mt-4 mt-xl-5">Get Started</a>
                    </div>
                </div>
                <div class="col-xl-8">
                    <div class="row g-4" data-cues="slideInUp" data-duration="900">
                        <div class="col-md-6">
                            <div class="features-single-item2">
                                <h3>Open Your Account</h3>
                                <p>Getting started is quick and easy. Simply provide your basic information to open a current or savings account in just a few minutes.</p>
                                <div class="icon">
                                    <div class="d-flex justify-content-between align-items-center">
                                        <img src="assets/images/feature-icon4.png" alt="feature-icon">
                                        <span class="step">STEP 01</span>
                                    </div>
                                </div>
                            </div>
                        </div>
                        <div class="col-md-6">
                            <div class="features-single-item2">
                                <h3>Verify Your Identity</h3>
                                <p>To keep your funds safe and comply with regulations, we require a quick verification. Just upload a valid photo ID and proof of address.</p>
                                <div class="icon">
                                    <div class="d-flex justify-content-between align-items-center">
                                        <img src="assets/images/feature-icon5.png" alt="feature-icon">
                                        <span class="step">STEP 02</span>
                                    </div>
                                </div>
                            </div>
                        </div>
                        <div class="col-md-6">
                            <div class="features-single-item2">
                                <h3>Fund Your Account</h3>
                                <p>Deposit funds securely via bank transfer or debit card. Your money is available instantly in your new account.</p>
                                <div class="icon">
                                    <div class="d-flex justify-content-between align-items-center">
                                        <img src="assets/images/feature-icon6.png" alt="feature-icon">
                                        <span class="step">STEP 03</span>
                                    </div>
                                </div>
                            </div>
                        </div>
                        <div class="col-md-6">
                            <div class="features-single-item2">
                                <h3>Bank With Confidence</h3>
                                <p>Send money, pay bills, set up standing orders, and manage your finances all from your secure online dashboard.</p>
                                <div class="icon">
                                    <div class="d-flex justify-content-between align-items-center">
                                        <img src="assets/images/feature-icon7.png" alt="feature-icon">
                                        <span class="step">STEP 04</span>
                                    </div>
                                </div>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== ABOUT US ===== -->
    <div class="about-area ptb-120">
        <div class="container mw-1690">
            <div class="mb-50 mt-0 text-center">
                <span class="top-title">About <?= htmlspecialchars($bank_name) ?></span>
                <h2 class="main-title mx-auto">Trusted <span class="under-line">Banking</span> Solutions For Your Financial Future</h2>
            </div>
            <div class="row g-4">
                <div class="col-lg-6">
                    <div class="about-img h-100 reveal">
                        <img src="assets/images/about-img2.jpg" class="h-100 object-fit-cover" alt="about-img">
                    </div>
                </div>
                <div class="col-lg-6">
                    <div class="about-content2" data-cues="slideInUp" data-duration="900">
                        <div class="d-sm-flex about-single-info gap-30">
                            <div class="flex-shrink-0 mb-3 mb-sm-0">
                                <div class="icon">
                                    <img src="assets/images/about-icon1.png" alt="about-icon">
                                </div>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Your Money, Protected</h3>
                                <p>Your security is our top priority. We use advanced encryption and multi-factor authentication to safeguard every transaction you make.</p>
                            </div>
                        </div>
                        <div class="d-sm-flex about-single-info gap-30">
                            <div class="flex-shrink-0 mb-3 mb-sm-0">
                                <div class="icon">
                                    <img src="assets/images/about-icon2.png" alt="about-icon">
                                </div>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Transparent & Fair</h3>
                                <p>No hidden fees, no surprises. We believe in clear, upfront pricing so you always know exactly what you're paying for.</p>
                            </div>
                        </div>
                        <div class="d-sm-flex about-single-info gap-30">
                            <div class="flex-shrink-0 mb-3 mb-sm-0">
                                <div class="icon">
                                    <img src="assets/images/about-icon3.png" alt="about-icon">
                                </div>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Banking Without Borders</h3>
                                <p>Send and receive money internationally with competitive exchange rates. Manage multiple currencies from one account with ease.</p>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== FUN FACTS ===== -->
    <div class="fun-fact-area">
        <div class="container mw-1690">
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-xl-3 col-sm-6">
                    <div class="fun-fact-single-item d-flex align-items-center style-two gap-20">
                        <div class="flex-shrink-0">
                            <h2 style="color: #004d9b !important;">2<span>M+</span></h2>
                        </div>
                        <div class="flex-grow-1">
                            <p class="text-secondary">Customers Worldwide</p>
                        </div>
                    </div>
                </div>
                <div class="col-xl-3 col-sm-6">
                    <div class="fun-fact-single-item d-flex align-items-center style-two gap-20">
                        <div class="flex-shrink-0">
                            <h2 style="color: #004d9b !important;">50<span>+</span></h2>
                        </div>
                        <div class="flex-grow-1">
                            <p class="text-secondary">Countries Served</p>
                        </div>
                    </div>
                </div>
                <div class="col-xl-3 col-sm-6">
                    <div class="fun-fact-single-item d-flex align-items-center style-two gap-20">
                        <div class="flex-shrink-0">
                            <h2 style="color: #004d9b !important;">99<span>.9%</span></h2>
                        </div>
                        <div class="flex-grow-1">
                            <p class="text-secondary">System Uptime</p>
                        </div>
                    </div>
                </div>
                <div class="col-xl-3 col-sm-6">
                    <div class="fun-fact-single-item d-flex align-items-center style-two gap-20">
                        <div class="flex-shrink-0">
                            <h2 style="color: #004d9b !important;">24<span>/7</span></h2>
                        </div>
                        <div class="flex-grow-1">
                            <p class="text-secondary">Customer Support</p>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== CALCULATOR / TOOLS SECTION ===== -->
    <div class="calculator-section">
        <div class="container mw-1690">
            <div class="text-center mb-5" data-cues="slideInUp" data-duration="900">
                <span class="top-title">Financial Tools</span>
                <h2 class="main-title mx-auto">Plan Your <span class="under-line">Finances</span> With Our Helpful Tools</h2>
            </div>
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-lg-4 col-md-6">
                    <div class="calc-card">
                        <h3>Mortgage Calculator</h3>
                        <p>Find out how much you could borrow and estimate your monthly repayments.</p>
                        <a href="services.php" class="calc-btn">Calculate Now</a>
                    </div>
                </div>
                <div class="col-lg-4 col-md-6">
                    <div class="calc-card">
                        <h3>Savings Calculator</h3>
                        <p>See how your savings could grow over time with our competitive interest rates.</p>
                        <a href="services.php" class="calc-btn">Start Saving</a>
                    </div>
                </div>
                <div class="col-lg-4 col-md-6">
                    <div class="calc-card">
                        <h3>Loan Calculator</h3>
                        <p>Work out your monthly repayments and total cost of borrowing before you apply.</p>
                        <a href="services.php" class="calc-btn">Get a Quote</a>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== WHY CHOOSE US ===== -->
    <div class="why-choose-us-area ptb-120">
        <div class="container mw-1690">
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-xxl-4 col-md-6">
                    <span class="top-title">Why Choose Us</span>
                    <h2 class="mb-3 main-title">Managing Your <span class="under-line">Money</span> Has Never Been Simpler</h2>
                    <p>With current accounts, savings, mortgages, and loans all in one place, manage your entire financial life seamlessly.</p>
                    <a href="customer/register.php" class="default-btn shadow-none border-0 active mt-xl-5 mt-4" style="color: #ffffff !important; background-color: #004d9b !important;">Open Account</a>
                </div>
                <div class="col-xxl-4 col-md-6">
                    <div class="why-choose-us-img2 text-center">
                        <img height="100" src="assets/images/choose-us-img.jpg" alt="choose-us-img">
                    </div>
                </div>
                <div class="col-xxl-4">
                    <div class="why-choose-us-content ms-xxl-5">
                        <div class="d-flex gap-30 why-choose-us-item-two">
                            <div class="flex-shrink-0">
                                <i class="ti ti-checks" style="background-color: #004d9b !important;"></i>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Secure Online Banking</h3>
                                <p>Bank safely with multi-layer security, fraud monitoring, and encrypted transactions on every device.</p>
                            </div>
                        </div>
                        <div class="d-flex gap-30 why-choose-us-item-two">
                            <div class="flex-shrink-0">
                                <i class="ti ti-checks" style="background-color: #004d9b !important;"></i>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Competitive Rates</h3>
                                <p>Whether you're saving or borrowing, enjoy some of the most competitive rates on the market.</p>
                            </div>
                        </div>
                        <div class="d-flex gap-30 why-choose-us-item-two">
                            <div class="flex-shrink-0">
                                <i class="ti ti-checks" style="background-color: #004d9b !important;"></i>
                            </div>
                            <div class="flex-grow-1">
                                <h3>24/7 Account Access</h3>
                                <p>Access your accounts anytime, anywhere. Our mobile app and online banking are always available.</p>
                            </div>
                        </div>
                        <div class="d-flex gap-30 why-choose-us-item-two">
                            <div class="flex-shrink-0">
                                <i class="ti ti-checks" style="background-color: #004d9b !important;"></i>
                            </div>
                            <div class="flex-grow-1">
                                <h3>Dedicated Support</h3>
                                <p>Our friendly team is here to help. Reach us by phone, email, or live chat whenever you need assistance.</p>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== TESTIMONIALS ===== -->
    <div class="testimonials-area-two ptb-120">
        <div class="container mw-1690">
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-xl-4">
                    <span class="top-title">Testimonials</span>
                    <h2 class="main-title mb-3">Real Stories <span class="under-line">From</span> Our Happy Customers</h2>
                    <p>We adhere to strict regulatory standards and use bank-level security protocols to give you complete peace of mind.</p>
                    <a href="testimonials.html" class="default-btn shadow-none border-0 mt-xl-5 mt-4">Browse More</a>
                </div>
                <div class="col-xl-8">
                    <div class="row g-4">
                        <div class="col-lg-4">
                            <div class="nav testimonials-tabs flex-column nav-pills" id="v-pills-tab" role="tablist" aria-orientation="vertical">
                                <div class="nav-link active" id="v-pills-testimonials1-tab" data-bs-toggle="pill" data-bs-target="#v-pills-testimonials1" role="tab" aria-controls="v-pills-testimonials1" aria-selected="true">
                                    <div class="d-flex align-items-center gap-20">
                                        <div class="flex-shrink-0">
                                            <img src="assets/images/user1.jpg" class="rounded-circle" alt="user">
                                        </div>
                                        <div class="flex-grow-1">
                                            <h3>Sarah Mitchell</h3>
                                            <span>Homeowner</span>
                                        </div>
                                    </div>
                                </div>
                                <div class="nav-link" id="v-pills-testimonials2-tab" data-bs-toggle="pill" data-bs-target="#v-pills-testimonials2" role="tab" aria-controls="v-pills-testimonials2" aria-selected="false">
                                    <div class="d-flex align-items-center gap-20">
                                        <div class="flex-shrink-0">
                                            <img src="assets/images/user2.jpg" class="rounded-circle" alt="user">
                                        </div>
                                        <div class="flex-grow-1">
                                            <h3>James Cooper</h3>
                                            <span>Small Business Owner</span>
                                        </div>
                                    </div>
                                </div>
                                <div class="nav-link" id="v-pills-testimonials3-tab" data-bs-toggle="pill" data-bs-target="#v-pills-testimonials3" role="tab" aria-controls="v-pills-testimonials3" aria-selected="false">
                                    <div class="d-flex align-items-center gap-20">
                                        <div class="flex-shrink-0">
                                            <img src="assets/images/user3.jpg" class="rounded-circle" alt="user">
                                        </div>
                                        <div class="flex-grow-1">
                                            <h3>Emily Richards</h3>
                                            <span>First-Time Buyer</span>
                                        </div>
                                    </div>
                                </div>
                            </div>
                        </div>
                        <div class="col-lg-8">
                            <div class="tab-content" id="v-pills-tabContent">
                                <div class="tab-pane fade show active" id="v-pills-testimonials1" role="tabpanel" aria-labelledby="v-pills-testimonials1-tab" tabindex="0">
                                    <div class="testimonials-single-item-two">
                                        <div class="d-flex flex-wrap align-items-center justify-content-between mb-4 pb-xl-1 gap-10">
                                            <h3 class="mb-0">"Made the mortgage process so easy."</h3>
                                            <div class="d-flex gap-1">
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                            </div>
                                        </div>
                                        <p>"I was worried about getting my first mortgage, but the team made the whole process simple and stress-free. I could track everything through my dashboard and the rates were fantastic."</p>
                                        <div class="d-flex justify-content-between align-items-center mt-4">
                                            <img src="assets/images/trust.png" alt="trust">
                                            <img src="assets/images/quat.svg" alt="quat">
                                        </div>
                                    </div>
                                </div>
                                <div class="tab-pane fade" id="v-pills-testimonials2" role="tabpanel" aria-labelledby="v-pills-testimonials2-tab" tabindex="0">
                                    <div class="testimonials-single-item-two">
                                        <div class="d-flex flex-wrap align-items-center justify-content-between mb-4 pb-1">
                                            <h3 class="mb-0">"Banking made effortless."</h3>
                                            <div class="d-flex gap-1">
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                            </div>
                                        </div>
                                        <p>"Managing my business finances used to be a headache. Now everything is in one place — payments, transfers, and savings. The mobile app is brilliant and customer support is always helpful."</p>
                                        <div class="d-flex justify-content-between align-items-center mt-4">
                                            <img src="assets/images/trust.png" alt="trust">
                                            <img src="assets/images/quat.svg" alt="quat">
                                        </div>
                                    </div>
                                </div>
                                <div class="tab-pane fade" id="v-pills-testimonials3" role="tabpanel" aria-labelledby="v-pills-testimonials3-tab" tabindex="0">
                                    <div class="testimonials-single-item-two">
                                        <div class="d-flex flex-wrap align-items-center justify-content-between mb-4 pb-1">
                                            <h3 class="mb-0">"Finally, a bank I can trust."</h3>
                                            <div class="d-flex gap-1">
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                                <i class="ti ti-star-filled"></i>
                                            </div>
                                        </div>
                                        <p>"As a first-time buyer, I needed a bank that would guide me through the process. The savings account helped me build my deposit and the mortgage team were incredibly supportive."</p>
                                        <div class="d-flex justify-content-between align-items-center mt-4">
                                            <img src="assets/images/trust.png" alt="trust">
                                            <img src="assets/images/quat.svg" alt="quat">
                                        </div>
                                    </div>
                                </div>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== CTA SECTION ===== -->
    <div class="contact-us-area">
        <div class="container mw-1690">
            <div class="bg-img ptb-120 rounded-5 position-relative z-1 px-4">
                <div class="text-center" data-cues="slideInUp" data-duration="900">
                    <span class="top-title">Get Started Today</span>
                    <h2 class="main-title mw-1055 mx-auto">The Trusted Banking Platform For <span class="under-line">Everyone</span>. <?= htmlspecialchars($bank_name) ?> Makes It Simple</h2>
                    <div class="d-flex gap-30 flex-wrap justify-content-center mt-4">
                        <a href="customer/register.php" class="default-btn shadow-none border-0 active" style="background-color: #ffffff !important; color: #004d9b !important;">Personal Account</a>
                        <a href="customer/register.php" class="default-btn shadow-none border-0 border-btn">Business Account</a>
                    </div>
                </div>
                <img src="assets/images/shape8.png" class="shape8 position-absolute top-0 start-0 p-5 d-none d-xl-inline-block" alt="shape8">
                <img src="assets/images/shape9.png" class="shape8 position-absolute bottom-0 end-0 p-5 d-none d-xl-inline-block" alt="shape8">
            </div>
        </div>
    </div>

    <!-- ===== PAYMENT METHODS ===== -->
    <div class="pay-support-area bg-dark-div ptb-120">
        <div class="container mw-1690">
            <div class="subscribe-wrap">
                <div class="row g-4 align-items-center" data-cues="slideInUp" data-duration="900">
                    <div class="col-lg-4">
                        <span class="partner-title">DEPOSIT & WITHDRAW SECURELY WITH ALL MAJOR PAYMENT METHODS</span>
                    </div>
                    <div class="col-lg-8">
                        <div class="d-flex flex-wrap gap-10 justify-content-between align-items-center">
                            <img src="assets/images/visa.png" alt="visa">
                            <img src="assets/images/apple-pay.png" alt="apple-pay">
                            <img src="assets/images/paypal.png" alt="paypal">
                            <img src="assets/images/city-max.png" alt="city-max">
                            <img src="assets/images/discover.png" alt="discover">
                            <img src="assets/images/master-card.png" alt="master-card">
                        </div>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <!-- ===== FOOTER ===== -->
    <div class="footer-area bg-dark-div pb-120">
        <div class="container mw-1690">
            <div class="row g-4" data-cues="slideInUp" data-duration="900">
                <div class="col-lg-4 col-sm-6">
                    <div class="footer-single-widget">
                        <a href="index.php" class="d-inline-block mb-4">
                            <img src="<?= htmlspecialchars($brand_logo) ?>" width="100" height="100" alt="white-logo">
                        </a>
                        <p class="text-white">Trusted banking services with transparent rates, secure accounts, and dedicated customer support — helping you manage your money with confidence.</p>
                        <ul class="p-0 mb-0 mt-4 list-unstyled social-link d-flex gap-10 align-items-center">
                            <li class="mb-0"><span class="text-white">Follow Us:</span></li>
                            <li class="mb-0"><a href="https://www.facebook.com/" target="_blank"><i class="ti ti-brand-facebook"></i></a></li>
                            <li class="mb-0"><a href="https://www.instagram.com/" target="_blank"><i class="ti ti-brand-instagram"></i></a></li>
                            <li class="mb-0"><a href="https://www.x.com/" target="_blank"><i class="ti ti-brand-x"></i></a></li>
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                        </ul>
                    </div>
                </div>
                <div class="col-lg-4 col-sm-6">
                    <div class="footer-single-widget">
                        <h3>Quick Links</h3>
                        <ul class="import-link p-0 m-0 list-unstyled">
                            <li><a href="about-us.php">About Us</a></li>
                            <li><a href="services.php">Current Accounts</a></li>
                            <li><a href="services.php">Savings</a></li>
                            <li><a href="services.php">Mortgages</a></li>
                            <li><a href="services.php">Loans & Credit</a></li>
                        </ul>
                    </div>
                </div>
                <div class="col-lg-4 col-sm-6">
                    <div class="footer-single-widget">
                        <h3>Get In Touch</h3>
                        <ul class="p-0 m-0 list-unstyled info-list">
                            <li class="d-flex">
                                <div class="flex-shrink-0"><i class="ti ti-map-pin-filled"></i></div>
                                <div class="flex-grow-1">
                                    <h6>Location</h6>
                                    <p><?= htmlspecialchars($company_address) ?></p>
                                </div>
                            </li>
                            <li class="d-flex">
                                <div class="flex-shrink-0"><i class="ti ti-mail-filled"></i></div>
                                <div class="flex-grow-1">
                                    <h6>Email</h6>
                                    <a href="mailto:<?= htmlspecialchars($email) ?>"><span><?= htmlspecialchars($email) ?></span></a>
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                            <li class="d-flex">
                                <div class="flex-shrink-0"><i class="ti ti-phone-filled"></i></div>
                                <div class="flex-grow-1">
                                    <h6>Phone</h6>
                                    <a href="tel:<?= htmlspecialchars($phone) ?>"><?= htmlspecialchars($phone) ?></a>
                                </div>
                            </li>
                        </ul>
                    </div>
                </div>
            </div>
        </div>
    </div>

    <button type="button" id="backtotop" style="background-color: #004d9b !important;">
        <i class="ti ti-arrow-narrow-up"></i>
    </button>

    <script src="assets/js/bootstrap.bundle.min.js"></script>
    <script src="assets/js/swiper-bundle.min.js"></script>
    <script src="assets/js/scrollCue.min.js"></script>
    <script src="assets/js/fslightbox.js"></script>
    <script src="assets/js/ukiyo.min.js"></script>
    <script src="assets/js/lenis.js"></script>
    <script src="assets/js/gsap.min.js"></script>
    <script src="assets/js/ScrollTrigger.min.js"></script>
    <script src="assets/js/custom.js"></script>
    <?php if (!empty($settings['live_chat_code'])): ?>
        <?= $settings['live_chat_code']; ?>
    <?php endif; ?>
</body>

</html>